/

    • A FEW WORDS ABOUT US

      We here at Leonetti Insurance & Financial Services specialize in looking at the WHOLE PICTURE for our clients by re-allocating and re-positioning retirement assets for safety, growth, legacy planning, and income planning. We gather complete information to help our clients make informed decisions in an easy to understand manner to assist with their particular situation.
    •

      Farmers Insurance Group is an American insurer group of automobiles, homes and small businesses and also provides other insurance and financial services products.

      Read More

      Farmers Inurance

      Farmers Inurance

      Farmers Insurance Group is an American insurer group of automobiles, homes and small businesses and also provides other insurance and financial services products.

      Read More

    •

      Our primary goal is keeping our clients' money safe from volatile and risky investments.

      Read More

      Financial Services

      Financial Services

      Our primary goal is keeping our clients' money safe from volatile and risky investments.

      Read More

    •

      Developing the right portfolio of insurance products is an essential step toward a comprehensive financial program or estate planning.

      Read More

      Insurance Services

      Insurance Services

      Developing the right portfolio of insurance products is an essential step toward a comprehensive financial program or estate planning.

      Read More

    • TRANSFERS AND WITHDRAWALS FROM AN IRA: TODAY'S SLOTT REPORT MAILBAG

      July 19, 2018

      Question: Hi, I have a friend, 45 years old, who has both an individual Roth IRA and an individual rollover IRA. The Roth is over 5 years old. He would like to know if he can use either to pay off a debt he incurred several years ago. He is aware that a straight withdrawal from the individual IRA will be treated as ordinary income and be subject to a 10% penalty. Is the same true for a [...]

      Read more

      CAN YOU CONTRIBUTE TO A ROTH IRA?

      July 18, 2018

      Contributing to a Roth IRA is generally considered to be a good idea. But not everyone is eligible to make an annual contribution. We have seen several cases recently of individuals who contributed for many years until they discovered they were not eligible to make any Roth contributions. Here is what you need to know. First, you must have earned income in order to make a Roth IRA contribution.[...]

      Read more

      CAN YOU LOSE AN IRA TO MEDICAID?

      July 16, 2018

      As Americans live longer, more are eventually coming to need long-term nursing home care.  The cost of this can be devastating to a family. Nursing home care now costs an average of over $85,000 per year, and much more than that in some parts of the country. Medicaid is a government program that can pay for long-term nursing home care. But it is intended to help low-income and low-wealth [...]

      Read more

      1 of page 80

    • Celebrate Financial Freedom with Fixed Indexed Annuities

      July 19, 2018

      The Fourth of July may be over, but your financial freedom never has to end, and with the right retirement vehicles in your financial portfolio, it doesn’t have to. In fact, there are many ways retirement can increase financial freedom and ensure security by providing a guaranteed lifetime income stream. For example, a fixed indexed annuity (FIA) is a savings option that works overtime to [...]

      Read more

      Annuities and Structured Settlements

      July 5, 2018

      You’re unlikely to reach retirement age without somebody asking you about annuities. They want to know whether you considered buying one, and if they work for an insurance agency, they’re likely to try to sell you on the benefits of a lifetime income that annuities can provide. So, what exactly are annuities? Annuities are an insurance policies that behave like investments. Annuities [...]

      Read more

      Fixed Indexed Annuities 101

      June 28, 2018

      When you think about retirement, what are your goals? For most people, the answer is a nice balance between stability, favorite pastimes, and new adventures. Balance is also important in your financial life: between reward and risk, nest egg preservation, and growth. No one knows what the future holds. That’s why fixed indexed annuities (FIAs) should be considered by retirement savers looking [...]

      Read more

      1 of page 28